Last updated · September 7, 2026
Calm Money OS™ is a brand operated by Cae Industries, Inc. (“we,” “us,” or “our”). We want you to feel confident about every purchase. This policy explains how refunds work across our products and services. To request a refund, email hello@calmmoneyos.com with your order details and the email address used at checkout.
Because digital products are delivered instantly, sales are generally final once the product has been delivered or accessed. If you experience a technical problem — for example, a broken download link or a file that won’t open — contact us within 14 days and we’ll fix the issue or issue a refund.
If a workshop or live event is cancelled by us, you’ll receive a full refund or the option to transfer to a rescheduled date. If you can’t attend, contact us at least 48 hours before the scheduled start time and we’ll work with you on a refund or credit. Requests made after an event has taken place are handled case by case.
Consulting sessions booked through our scheduling partner may be rescheduled or refunded with at least 48 hours’ notice before the appointment. Missed sessions without notice are generally not refundable, but reach out — we’d rather find a fair solution than leave you frustrated.
Subscription products can be cancelled at any time and remain active until the end of the current paid billing period. We do not provide prorated refunds for partial billing periods unless required by law.
Approved refunds are issued to your original payment method through our payment processors (Square or Stripe). Processing times depend on your bank or card issuer and typically take 5–10 business days.
Questions about a charge or a refund request? Email hello@calmmoneyos.com and include your order email and purchase date. Calm Money OS™ is a brand operated by Cae Industries, Inc.