Last updated · September 7, 2026
Calm Money OS™ is a brand operated by Cae Industries, Inc. (“Cae Industries,” “we,” “us,” or “our”). These Terms and Conditions govern your use of our websites, digital products, workshops, consulting, and related services (together, the “Services”). By using our Services or making a purchase, you agree to these terms. Questions? Email hello@calmmoneyos.com.
We provide beginner-friendly AI education, digital tools and downloads, live workshops, consulting sessions, and related digital products. Some items are sold directly by us; others are delivered through trusted third-party platforms (for example, Square for services and Stripe for digital products).
Our content is educational. We teach tools, workflows, and strategies, but we do not guarantee any specific income, business, or financial result. Your results depend on your own effort, choices, and circumstances. Nothing on this site is financial, legal, or professional advice.
Prices are shown at the time of purchase and processed securely by our payment providers (Square and/or Stripe). You agree to provide accurate information at checkout. Applicable taxes may be added by the payment processor where required.
Unless stated otherwise, digital products are licensed to you for personal, non-transferable use. You may not resell, redistribute, or publicly share our paid files, templates, or downloads. Access details and delivery timing are described in our Product Delivery Policy.
Live workshops and consulting sessions are delivered on the dates and times listed at booking. If we need to reschedule, we will notify you by email and offer a new time or a refund. Please see our Refund Policy for details on cancellations.
You agree not to misuse the Services — including attempting to access systems or data you are not authorized to use, interfering with the site, or using our content in a misleading or unlawful way.
All content, branding, and materials on this site — including the Calm Money OS™ name and materials — are owned by Cae Industries, Inc. and protected by applicable law. You may not copy or reuse them without written permission, except for personal use of items you have purchased or received.
Our site may link to third-party tools, platforms, or offers. Some links may be affiliate links, which means we may earn a commission at no extra cost to you. We are not responsible for third-party content, policies, or services.
The Services are provided “as is.” To the fullest extent permitted by law, Cae Industries, Inc. is not liable for indirect, incidental, or consequential damages arising from your use of the Services. Our total liability for any claim is limited to the amount you paid us for the product or service at issue.
We may update these terms from time to time. When we do, we’ll update the “Last updated” date at the top of this page. Continued use of the Services after an update means you accept the revised terms.
Questions about these terms? Email hello@calmmoneyos.com. Calm Money OS™ is a brand operated by Cae Industries, Inc.